Claiming for Road Traffic Accidents involving uninsured or untraced drivers

Road traffic accidents, especially those which culminate in personal injury, can be stressful at the best of times.

Even after medical care has been given, there is still the issue making an insurance claim and possibly a car accident compensation claim in the event that a person receives lasting damage from injuries like whiplash.

But what do you do if the driver who hit you is either uninsured or untraceable?

Statistically, uninsured drivers are more likely to be involved in road traffic accidents and ignore safety signs, leading to an increased risk of personal injury.

Just because a driver is uninsured, it does not mean that the victim of a road traffic accident should not be able to make the compensation claim they may deserve.

A joint programme between the government and the Motor Insurers Bureau (MIB) has led to the creation of the Uninsured Drivers Fund and the Untraced Drivers Fund.

These allow the MIB to issue compensation claims to those who have suffered personal injury or damage to property if the other party in the accident did not have insurance.

It also provides funds in the event that the vehicle was identified but cannot be traced. However, the rules relating to untraceable drivers do differ, as a cap of £300 will be placed on the price of any property damaged and the accident must be reported to the police, or as soon as reasonably possible.

As with most compensation agreements, limitations do apply and these can be found out about through the MIB or some specialist accident lawyers.

Before any road traffic accident victim contacts the MIB about making an uninsured drivers claim certain steps should be taken.

Firstly, it is essential to ensure that the other vehicle was not insured. This should be done by contacting the motorist if possible or by getting in touch with the Driver and Vehicle Licensing Agency (DVLA).

A formal complaint should then be made to the police, as it is an offence for a person to fail to supply their insurance details.

As with any claim, as much evidence of the road traffic accident should be collected and your car insurance provider should be contacted. Legal expenses could also be an issue if you are enlisting the help of a personal injury lawyer who does not work on a no win, no fee basis.

Finally, once all the criteria has been satisfied, a claim can be made using the MIB website, which can either be printed off and posted or completed online.

Before any road traffic accident victim contacts the MIB about making an uninsured drivers claim certain steps should be taken.

Firstly, it is essential to ensure that the other vehicle was not insured. This should be done by contacting the motorist if possible or by getting in touch with the Driver and Vehicle Licensing Agency (DVLA).

A formal complaint should then be made to the police, as it is an offence for a person to fail to supply their insurance details.

As with any claim, as much evidence of the road traffic accident should be collected and your car insurance provider should be contacted. Legal expenses could also be an issue if you are enlisting the help of a personal injury lawyer who does not work on a no win, no fee basis.

Finally, once all the criteria has been satisfied, a claim can be made using the MIB website, which can either be printed off and posted or completed online.

When you’re looking to make a claim following an accident at work, it is typically best to start the process as soon as possible. This way, you’ll be able to remember all the details of the incident, which could help to strengthen your case.

We know these types of incidents can affect your life years after happening, so we want to make it possible for you to obtain justice when you realise how seriously it has affected you. This is why it could still be possible to make a claim up to three years after your accident at work occurred.

When you’re looking for a solicitor to help you, we know you have a lot of choice. However, you’ll certainly be searching for a firm with the experience to take your claim forward, which we have in abundance. Our team of experts have secured hugely significant compensation sums for victims of accidents at work, so we’re confident in our ability to help you too.

We pride ourselves on the way we treat you as real person, rather than just another case. With us, you’ll receive a personalised and tailored service, unique to you as an individual. You’ll be assigned a case handler, who will help you to understand the entire process. We want you to feel as relaxed as possible throughout the process, which is why we ensure that one person manages the case from the very beginning.

Here at Hayward Baker, we understand the importance of communication, so you can be confident in the knowledge you won’t have to chase us for information. We’ll be in contact at every critical stage, making sure you’re fully updated about every element of your case as we know how important it is to you.

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